The purpose is too generic.
A copied sentence does not explain why this particular customer wants the relationship or how it is expected to be used.
Customer due diligence that works in practice
Make every customer decision explainable.
Legalbricks.io automatically keeps company information and screening current, then prepares the purpose description, risk classification and documentation trail. When the customer's risk picture changes, the case follows your rules—and your team controls the result.
Customer-specific purpose proposalsExplainable risk classificationOngoing register and list checks
Customer due diligence
Grøn Energi Partner A/S
3 of 4 found without asking the customer
- Company & ownersBusiness registry
- Sanctions & PEP screeningNo match
- Owner identityReused evidence
- Source of fundsAsked the customer
Prepared for approvalwith the reasoning attached
Complete evidence trailfrom invitation to offboarding
Built for
- Auditors
- Bookkeepers & accounting firms
- Leasing
- Law firms
- Fintech & payment businesses
The operational gap
The policy may exist. The customer file can still fall short.
Across professions, the recurring challenge is not another policy document. It is applying the policy consistently to each customer and keeping the reasoning ready to show.
The risk class has no clear path.
Low, medium or high is selected, but the file does not show which facts and parameters produced the result.
The data goes stale.
Without ongoing maintenance, changes in company information or sanctions and PEP exposure may wait until the next manual review.
Advice stops at the policy.
The business still has to turn written requirements into customer questions, approvals, renewals and evidence.
From invitation to evidence
Legalbricks.io prepares the work. You control the rules.
Collect
Legalbricks.io retrieves known company information, and the customer receives a KYC invitation for the information that still needs to be collected.
Prepare
The system prepares a customer-specific purpose proposal, risk classification and supporting reasoning.
Approve
The case follows your configured route—automatic where the rules allow it, human where judgement is required.
Maintain
Company information is updated automatically and screening continues against current sanctions and PEP lists. A changed risk picture triggers your configured process; planned renewals remain a separate periodic review.
One obligation, different working days
Designed around the people who actually handle the customer.
The customer-facing adviser often owns the daily case. In a small firm that may also be the owner; in a larger organisation, central AML or compliance roles set the framework and handle escalations.
Auditors
Give the practising auditor a prepared customer file while partners or the AML-responsible person retain control of the rules and escalations.
Bookkeepers & accounting firms
Standardise purpose descriptions, risk classifications and renewals across advisers without making every employee an AML specialist.
Leasing businesses
Keep customer assessments, evidence and planned follow-up connected across an active portfolio.
Law firms
Apply a consistent, documented customer process while the responsible lawyer remains in control of the individual assessment.
Fintech & payment businesses
Start with CDD and connect customer work with transaction monitoring, compliance management and payment flows as needed.
The product family
Four available modules. CDD leads the journey.
Customer Due Diligence is the first module we built and the centre of the current sales journey. The other three modules are available for the operational flows that need them.
Start here
Customer Due Diligence
Keep customer information and screening current while preparing customer-specific purpose descriptions, risk classifications, approvals and renewals with a complete evidence trail.
- Purpose and risk prepared per customer
- Ongoing register, sanctions and PEP checks
- Configurable approval routes
Transaction Monitoring
Bring every triggered rule on a transaction into one clear review and one documented outcome.
- One review instead of alert duplication
- Behaviour patterns over time
- Connected customer follow-up
Compliance Management
Keep requirements, risks, controls and their evidence connected instead of spread across files.
- Requirements, risks and controls linked
- Versioned policies
- Visible control evidence
Payment Execution
Connect settlement accounts, reconcile expected and received funds, and prepare the outgoing payment flow.
- Incoming-payment visibility
- Expected versus received reconciliation
- Linked outgoing payment batches
Why CDD is different
Prepared for approval—not another blank workflow.
Legalbricks.io does the data collection, ongoing maintenance and structured preparation that consumes the case handler's time. Company information and screening stay current between planned reviews, while the result remains reviewable, editable and fully traceable.
Customer-specific output
A purpose description and risk classification for this customer.
The proposal is generated from the individual customer's maintained information. The case handler can review, correct and approve it, with the underlying data and reasoning kept alongside the result.
- Not a static template repeated across the whole customer book.
- The customer data stays current through register updates and ongoing screening.
- The history stays together from invitation through renewals and offboarding.
Customer due diligence
Grøn Energi Partner A/S
3 of 4 found without asking the customer
- Company & ownersBusiness registry
- Sanctions & PEP screeningNo match
- Owner identityReused evidence
- Source of fundsAsked the customer
Approval effort follows risk
Automate the routine case without losing the evidence.
Approval routing is configured by the business. A common setup lets qualifying low-risk customers pass automatically, sends medium risk to one case handler and high risk to a case handler plus the MLRO.
- Your rules decide the route at onboarding, detected changes and planned renewal.
- People handle the judgement where the risk class requires it.
- Automatic still means documented with the full collected basis retained.
Approval rules
Risk determines the approval path
- 0Low riskApproved automatically when the rules are met0 people
- 1Medium riskCase handler reviews and approves1 person
- 2High riskCase handler and MLRO approve2 people
Example setup—each business adapts its own rules
A newer requirement, already part of the model
Make proliferation-financing risk operational.
Businesses covered by AML rules must now address the risk that their services are misused for proliferation financing. Adding that requirement to a working customer-risk model is complex. Legalbricks.io includes structured PF support as a standard part of the complete CDD risk model—not as a paid add-on.
- Standard for CDD customers with access to the complete risk model and its components.
- Applied in the customer process instead of left as another paragraph in a policy.
- Transparent and configurable without replacing your business's own legal responsibility.
The outcome
From a policy on paper to a process in operation.
Policy without execution
- Generic purpose text
- Risk level without a clear rationale
- Manual chasing and renewal reminders
- Rules interpreted differently by each employee
- Evidence assembled when someone asks
CDD in Legalbricks.io
- Customer-specific purpose proposal
- Explainable risk classification
- Ongoing register, sanctions and PEP checks plus planned renewals
- Configured rules applied when risk changes
- A documentation trail built as the work happens
Control without black boxes
Automation you can account for.
Prepared and explainable
Every prepared result stays connected to the customer facts, parameters and evidence behind it.
Configured responsibility
Your setup defines when the system can approve and when a case handler or MLRO must act.
Continuously maintained, fully documented
Register data and screening stay current, while changes, renewals, approvals and offboarding remain part of one customer record.
CDD pricing
One progressive price. The necessary functionality included.
Pay per active customer from the moment the KYC invitation is sent until offboarding. No separate seat, sanctions-screening or API-access surcharge for the CDD functionality you need.
See Legalbricks.io with your own customer process in mind.
We will tailor the CDD walkthrough to your profession, portfolio and approval model.